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Representative Example:

£7,500 loan repayable over 36 months. Monthly payments of £273.72. Rate of interest 15.6% p.a. (fixed). Representative 20.4% APR. Total amount payable £9,853.92 (includes loan fee of £440).

From 9.0% to 48.3% APR £1,000-£25,000 over 1-5 years available.

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Over

Credit bands	Illustrative APR	Monthly repayment
Great	12.7%	£249
Good	23.6%	£284
Fair	33.3%	£315
Limited	48.3%	£361

Find out more about credit bands

Credit Bands Explained
We give offers to a very wide variety of customers so to help you make an informed decision, we are showing average prices for bands which contain at least 20% of our customers each.

You're More Than a Credit File
The bands are based on credit scores from TransUnion, but we look at all your data together: there is no guarantee that you are in a specific band and we will make you the best offer possible regardless of the band you think you are in.

We will make you our best offer no matter which band you think you are in.

Representative Example:

£7,500 loan repayable over 36 months. Monthly payments of £273.72. Rate of interest 15.6% p.a. (fixed). Representative 20.4% APR. Total amount payable £9,853.92 (includes loan fee of £440).