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Representative Example:

£7,500 loan repayable over 36 months. Monthly payments of £276.37. Rate of interest 16.4% p.a. (fixed). Representative 21.2% APR. Total amount repayable £9,949.32 (includes loan fee of £440).

From 7.8% to 48.9% APR £1,000-£25,000 over 1-5 years available.

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Credit bandsIllustrative APRMonthly repayment
Great12.3%£248
Good21.6%£278
Fair39.7%£335
Limited48.5%£362

Find out more about credit bands

Credit Bands Explained
We give offers to a very wide variety of customers so to help you make an informed decision, we are showing average prices for bands which contain at least 20% of our customers each.

You're More Than a Credit File
The bands are based on credit scores from TransUnion, but we look at all your data together: there is no guarantee that you are in a specific band and we will make you the best offer possible regardless of the band you think you are in.

We will make you our best offer no matter which band you think you are in.

Representative Example:

£7,500 loan repayable over 36 months. Monthly payments of £276.37. Rate of interest 16.4% p.a. (fixed). Representative 21.2% APR. Total amount repayable £9,949.32 (includes loan fee of £440).

From 7.8% to 48.9% APR £1,000-£25,000 over 1-5 years available.

Award winning loans

Voted for by you

Best personal
loan provider

Lendable - British Bank Awards 2026

  • Fast

    Get your money today

  • Friendly

    100,000+ reviews on Trustpilot5 stars on Trustpilot

  • Safe

    Secure and encrypted

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